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Evening Standard

Vicky Shaw

Estimated 4m people in England and Wales ‘are trapped in a negative budget’

Citizens Advice England Wales

Missed bills may lead to arrears, enforcement, deductions, or credit damage, Citizens Advice said (picture posed by model/Dominic Lipinski/PA) - (PA Archive)

An estimated four million people in England and Wales are trapped in a negative budget, with the cost of essentials outweighing their income, according to calculations by Citizens Advice.

The charity also estimated that in 2024/25, 320,000 people were just £50 from a negative budget.

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