Retirement investing is often less a problem of finding returns than of managing investor behaviour. People sell during market downturns, chase rallies and remain heavily invested in equities even as their financial goals draw closer. Mirae Asset Life Cycle Fund 2056 seeks to address that gap through an automatic 30-year glide path that gradually shifts the portfolio from equity towards debt, arbitrage and gold.
The fund moves through five stages, reducing net equity exposure from 70–90% in its early years to 10–25% as 2056 approaches, allowing investors to pursue long-term growth while progressively protecting their retirement corpus.
