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The Economic Times
The Economic Times
Sneha Kulkarni

EPF advance rules: You can withdraw EPF money for these 5 reasons; check limits

EPF EPFO

Employees’ Provident Fund Organisation (EPF) members may need to dip into their employees’ provident fund (EPF) savings at different stages, whether it is for a medical emergency, a family member’s education, marriage or a housing requirement. The EPFO has clarified the rules for such partial withdrawals, or EPF advances, that describe how many times its members can take an advance for different purposes. Here is a look at the key EPF advance rules EPFO members should know.

EPF withdrawal rules: How many times can you take PF advance?

Reason Number of withdrawals
Illness No limit
Education Up to 10 times
Marriage Up to 5 times
Housing-related needs Up to 5 times
Special circumstances Up to 2 times in a financial year

*Up to “75% of EPF balance” can be withdrawn after completion of 12 months of EPF membership

Source: EPFO twitter account

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