Employees’ Provident Fund (EPF) members can withdraw money from their EPF account for housing-related needs. The withdrawal can be used for buying a house, constructing a house, repaying a home loan or carrying out repairs and renovation.
Earlier in October 2025, 13 types of partial withdrawal provisions were merged into one unified and simplified framework. Prior to the simplification of norms, an EPF member was allowed to withdraw only the employee contribution and interest ranging from 50-100%. Now, the withdrawable amount also includes employer contribution.
