The National Pension System (NPS) and the Employees’ Provident Fund (EPF) are two popular ways of creating a retirement corpus. Some people contribute to both, while others pick one of them. But which retirement scheme may help you generate a higher retirement corpus in 30 years if you start investing Rs 10,000 every month and increase the investment amount by 5% every year?
The corpus will depend on the return you get from the NPS and the EPF. While the EPF offers an interest rate that is reviewed by the government every year, the corpus in NPS depends on the return you get from different components of your investment- equity, bonds, etc.
