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Kiplinger
Kiplinger
Business
Billy Voyles, MBA, RICP

Engineering Reliable Retirement Income in 2025: An Expert Guide

Puzzle of a hundred-dollar bill on a wooden background.

In today's high-rate environment — where 5%-plus interest rates feel more like the norm than the exception — the retirement income playbook is being rewritten.

Gone are the days when the 60/40 portfolio and the trusty 4% rule provided enough confidence to sleep soundly at night.

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