When Americans break a bone, get sick, or need help in an emergency—health care workers are there ready to help. But when they need care themselves, some health care workers are struggling to afford it, leading them to put off checkups, drop benefits, or even go without insurance.
Medical practices face the affordability crisis from both sides: they provide health care to Americans, but they are also employers that help pay for their workers’ coverage. Rising premiums are forcing some independent practices to have to reconsider how much they can absorb, how much employees must pay, and whether they can continue offering insurance in itself at all.
