People claiming certain benefits from the Department for Work and Pensions (DWP) may be eligible for a Budgeting Loan to help pay for essential products or services which they would otherwise be unable to afford due to their current circumstances.
People who have been claiming Income Support, Income-based Jobseeker’s Allowance, Income-related Employment and Support Allowance or Pension Credit for at least six months may be eligible for the loan, which is repaid through their benefits.
Budgeting Loans are not available to those claiming Universal Credit, however, they may be eligible for a Budgeting Allowance. If someone has moved from Universal Credit to Pension Credit, the DWP will add the time they were getting Universal Credit to the six months.
