Drivers: have you been affected by rising car insurance premiums in the UK?

Car insurance premiums have surged over the last year Photograph: Mark Waugh/Alamy

Car insurance premiums surged by 50.9% in the year to July, according to official figures.

We want to hear about how drivers in the UK have been affected. Has your premium increased this year, and if so, by how much? When was the change and how much is it costing you?

Have you switched insurance provider or reduced the quality of your cover? Or have you had to take any drastic measures, including giving up your car?

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