Life insurance is often sold as a financial safety net, but once you reach retirement age, the question becomes more complicated. After 65, many people have already paid off their mortgage, raised their children, and saved for retirement. So, do you really need life insurance at this stage, or is it just another product agents push to earn a commission? The truth is, the answer depends on your financial situation, family needs, and goals. Let’s explore when life insurance still makes sense after 65—and when it might not.
