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Kiplinger
Kiplinger
Business
Joyce Lamb

Do You Know Why a Roth Conversion Isn't Right for Everybody? Test Your Knowledge With This Quiz

An older man looks like he's wondering about something.

While Roth conversions are often talked about in retirement planning, they aren't the right strategy for everyone.

For retirees with modest savings and no pension, leaving traditional accounts untouched until it's time to start RMDs can work well. But retirees with pensions face an entirely different tax reality.

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