Insurers leaving flood-prone communities high and dry

Communities are still recovering from flood damage that contributes to rising insurance costs. (Murray McCloskey/AAP PHOTOS)

Residents in flood-prone communities are being forced to foot the repair bills to their homes rather than rely on an insurance payout, a Senate inquiry has been told.

Some homeowners living in regional NSW communities are still waiting to rebuild after the 2022 floods as they wait for insurance companies to assess damage costs.