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Saving Advice
Saving Advice
Lifestyle
Dave Ramsey

Dave Says: Unique Situation, Separate Finances?

Dave Ramsey

Dear Dave,
My fiancé and I are getting married this year. We’re both in our 40s with kids, so we’ll be a blended family. The thing that worries me is that we have drastically different views on handling money. I’m a saver, and he’s a spender. I also make significantly more money than he does. He’s been trying to get his production company in Tampa off the ground for about 10 years, making $50,000 a year. I’m an accountant, and I make $300,000 a year. Considering the uniqueness of the situation, would it be easier for us to keep separate financial lives? I’ve got a feeling it’s going to be hard talking him into being more responsible with money at his age.
Lisa

Dear Lisa,
You’re going to burn a lot of calories either way, aren’t you? Either you folks are going to do the hard work of getting on the same page together, or you’re going to essentially work against each other and underperform. In your lives and your finances.

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