For some people, watching the stock market is like doom-scrolling with a 401(k). The gains never feel high enough, and every red arrow is a five-alarm fire. And for one caller on "The Ramsey Show," the obsession got so bad, he finally asked: Do I even need to invest in the stock market at all?
That was the title of the segment — "Do I Really Need to Invest in the Stock Market?" — and the question came from David, a 53-year-old caller from Charlotte, North Carolina. By most standards, he was doing everything right. He and his wife had followed Dave Ramsey's "Baby Steps" for years. Their primary home was paid off. So was their rental property. He had a successful business, IRAs, and a Roth. But there was one thing he just couldn't get a handle on: keeping his money in the market.
