When Tracy from Billings, Montana called into "The Ramsey Show," he was looking for advice. What he got was a full-blown Social Security takedown.
"I'm 61 years old, and I keep getting these letters from Social Security wanting to know what I want to do," he said. "I'm still working, I'm on Baby Step 7, I am married — and I don't know when is the best time to take advantage of that fantastic program."
