A 35-year-old nurse from Montreal recently stunned listeners of “The Ramsey Show” when he called in to share that he’s carrying a total of $1.8 million in debt, despite cutting out everything from snacks to grooming.
“I had my aha moment when I saw $22,000 going out in one month after doing a budget,” he told Dave Ramsey and co-host Rachel Cruze. With one child already and another on the way, he’s desperate to make changes, but feels stuck in a financial hole that’s quickly closing in.
