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Fortune
Fortune
Ivana Pino

Current Review 2022: A Competitive APY but limited customer service options

Photo illustration of the Current Bank logo surrounded by a green and blue frame. (Credit: Photo illustration by Fortune; Original logo by Current)

Unlike traditional brick-and-mortar operations, Current is a New York City-based neobank that is partnered with Choice Financial Group. This fintech primarily offers banking services via mobile application. Consumers can choose from a checking or high-yield savings account, also known as a "savings pod." In addition to these traditional banking services, Current users can also buy and trade crypto, manage their budget, and rack up rewards.

Deposits made into your Current account are FDIC-insured and Current offers a Visa debit card as well as free withdrawals at more than 40,000 ATMs across the nation. All rates and fees are current as of Nov. 8, 2022, and are subject to change.

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