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Kiplinger
Kiplinger
Business
Choncé Maddox

What Cruise Insurance Covers — Including Some Surprising Risks

(Image credit: PAUL J. RICHARDS / Staff)

When most people imagine a cruise vacation, they picture poolside cocktails, tropical ports of call and stress-free days at sea. But beneath the surface of this picture-perfect getaway lies a reality few travelers consider: unexpected risks like theft, assault and yes…and even piracy.

While cruising remains one of the safest forms of travel, it’s not immune to rare but serious incidents. And when trouble arises at sea, the question many travelers ask is: Will my cruise insurance cover this?

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