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Kiplinger
Kiplinger
Business
Erin Bendig

Credit Score vs. Credit Report: What's the Difference?

Happy man online shopping through credit card and laptop in an office.

Your credit score and credit report can help you make sense of your overall credit history and get a better understanding of your creditworthiness. Both can illustrate what kind of borrower you are, which is why they're used by lenders to determine whether or not to extend you a line of credit, like a credit card.

However, the two aren't the same. Here's what you need to know about the differences between your credit score and credit report.

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