WHEN Gavin McCulloch and his wife purchased their Maryland home five years ago, Australia's cash rate sat at 1.50 per cent.

"Because of that we were able to lock in a really good rate," Mr McCulloch said.
WHEN Gavin McCulloch and his wife purchased their Maryland home five years ago, Australia's cash rate sat at 1.50 per cent.

"Because of that we were able to lock in a really good rate," Mr McCulloch said.