
UFB Direct is the online-only banking division of the better-known Axos Bank with headquarters in San Diego. If you’re content with your current checking account but want to earn more on your savings, it’s a good time to consider a UFB Direct account with a higher interest rate. It offers a handful of banking products—high-yield savings accounts, money market accounts (MMAs), and mortgages.
UFB Direct is a good option if you’re looking for competitive savings rates. However, it doesn't provide stand-alone checking accounts or certificates of deposit (CDs). If you’re in the market for a bank with more account options, check out the UFB Direct alternatives below.