Catalytic converter theft once surged across parking lots, driveways, and busy streets, leaving drivers shocked and repair shops overwhelmed. Insurance companies now report a noticeable drop in claims compared to peak years, but the story does not end with a simple victory lap.
The problem still lingers beneath the surface of everyday driving, especially for owners of certain vehicle types that thieves continue to target. Even with fewer reported incidents, insurers continue to treat catalytic converter theft as a high-cost risk that shapes premiums, coverage decisions, and prevention strategies.
