Schools are only a few weeks away from wrapping up for the year, the balmy British weather has arrived and Wimbledon is on the telly - it must be nearly summer holiday time.
Holidaymakers would once never have been without their chubby envelope of exotic foreign cash before embarking on a flight or getting a ferry abroad.
But with digital-only start-up banks and other credit card providers now promising no-commission transactions while abroad, the prospect of having leftover unspent notes on our return to Blighty seems ever less appealing.