Car insurers’ pandemic windfalls: Illinois insurers could have given you bigger refunds, maintained same profits

Even more than a year into the COVID-19 pandemic, fewer cars were on the road, as in this scene last August on the Eisenhower Expressway. (Anthony Vazquez / Sun-Times file)

You were paying too much for automobile insurance while your car sat parked in your driveway or garage while you worked from home because of the COVID-19 pandemic.

That’s the main takeaway, experts say, from a rare public look at how much of your premiums auto insurance companies in Illinois ended up keeping.