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The Independent UK
The Independent UK
Business
Graig Graziosi

Big Five home insurers didn’t pay out on nearly half of claims last year, analysis says

Americans who file claims for home insurance have a “near flip-of-the-coin chance” that their insurance companies will actually pay up, according to a new report.

The five biggest home insurers collectively declined more than 44 percent of claims resolved in 2025, according to data compiled inWall Street Journal analysis.

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