Mumbai: The return on assets (RoA) of the Indian banking sector is expected to decline to 1.15-1.2 per cent this fiscal from around 1.3 per cent in the previous year, weighed down by lower treasury income and pre-emptive provisioning ahead of the expected credit loss (ECL) framework, according to a report.
Crisil Ratings in its report stated that sectoral RoA will stay above the 20-year average of 0.8 per cent and 10-year average of 0.6 per cent.
