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The New Daily

Craig Sankey

Ask the Expert: Considering a gift or annuity? Here’s how it can affect your super

Centrelink

The annuity market is growing as people seek stable retirements. Photo: Getty

Question 1: We are retired and live off state pension and super. With the volatility of the stockmarket my super is declining in value. Should I use it to take out an annuity?

An annuity is where you swap a lump sum of money to purchase a series of regular and guaranteed income payments.

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One subscription that gives you access to news from hundreds of sites

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