As a Financial Adviser, I've Spent 30 Years Helping Clients Make Tough Choices for Aging Loved Ones. Now It's My Family's Turn — and This Is What I've Learned

Woman hugging her elderly mother.

This year marks two meaningful milestones in my life: 30 years of marriage and 30 years in business with our financial services firm.

Those anniversaries have made me more aware of how quickly life changes. Two people close to me — one on my side of the family and one on my wife's — have been facing ongoing challenges involving health, independence and long-term care.