Retirement planning is more than just saving money. It’s about making smart choices that protect your savings from unnecessary taxes. Many people focus on federal tax rules, but state tax breaks can make a big difference in how much you keep. There’s one mistake that can wipe out these state benefits, and it’s more common than you think. If you’re not careful, you could lose out on thousands of dollars. Here’s what you need to know to avoid this retirement mistake and keep your state tax breaks intact.
