As 2026 approaches, millions of retirees are watching one number: the next Cost-of-Living Adjustment (COLA). But this isn't a simple celebration. The annual adjustment is meant to be a lifeline, but the debate over which inflation index to use is at the heart of the problem.
The complex and often confusing inflation indexes used to calculate the rise are already drawing criticism. This complicated formula is set to create a divide, leaving some beneficiaries feeling secure while others are left behind.
