Are Wall Street Analysts Predicting Paypal Holdings Stock Will Climb or Sink?

San Jose-based PayPal Holdings, Inc. (PYPL) is a global digital payment powerhouse. With a market cap of $67.4 billion, the fintech giant's secure and straightforward platform has made it a go-to choice for online purchases, person-to-person transfers, and business transactions worldwide. Its global reach now extends to over 200 countries, offering services in 25 currencies.

Shares of PayPal have underperformed the broader market over the last year. PYPL has surged 4.9% over this time frame, while the broader S&P 500 Index ($SPX) has rallied nearly 27.5%. In 2024, despite shares of PayPal Holdings rising 5%, it still lags SPX's 11.2% returns on a YTD basis.