It's all change on the money front in 2023, with a string of financial changes kicking in from today, January 1.
How much you pay out in energy bills, mortgage costs and council tax and how much you get in from pensions, benefits and the National Minimum Wage will all change this year, with the busiest month being April, when the new year year starts.
Here we look at the changes month-by-month, and what they mean to you.
