Isa season is rapidly approaching: the end of one financial year and the start of the next one, with investors (and savers!) trying to use up as much of their allowance as possible before 5 April, at which point the £20,000 annual allowance per person resets.
While there is ongoing discussion over whether Cash Isa limits could be cut, the overall allowance is a use it or lose it situation - unused allowances cannot be rolled over into the next financial year.