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Fortune
Fortune
Lucy Brewster

Advisors say it's never too late–or too early– to open a Roth IRA.

Woman putting a coin in a golden piggy bank in harsh natural light. (Credit: Guido Mieth—Getty Images)

For young people, saving for retirement may be low on your list priorities—somewhere between cleaning the bathroom and going to the DMV. Yet according to financial advisors, investing early in retirement accounts is your best bet to becoming a millionaire. Sound more exciting now?

“Saving for retirement is not something that people are excited to talk about at a dinner party, but it's the reason why smart people win with money,” says Marshall Nelson, wealth advisor at Crewe Advisors. “The [smartest investors] are willing to make the less sexy investment and be patient with their money,” he added. 

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