A listener named Matthew from Ohio recently wrote into “The Ramsey Show” with a question that had both Dave Ramsey and John Delony raising eyebrows. Matthew and his wife are in their 20s and working through Baby Step 2—paying off debt. But there's a wrinkle: his in-laws, who are themselves deep in debt, frequently buy thy things for his wife when she goes shopping with them. He says she often returns home with items she'd previously hinted about wanting.
