A Financial Adviser's Defense of Annuities: They're Just Misunderstood

A financial adviser and her client look over paperwork at a table in an office.

I hate annuities — and you should, too.

That infamous line, popularized by financial entertainers and clickbait headlines, has shaped a generation’s perception of annuities. But let’s be honest — most people who say it probably don’t understand how annuities work or why they exist.