Losing a spouse is hard enough. But when you expect to receive benefits after their death and find out you’re not eligible, it can feel like another blow. Many people assume they’ll automatically get access to a deceased spouse’s benefits, but that’s not always true. Rules around Social Security, pensions, and other survivor benefits are strict. If you don’t meet certain requirements, you could be left out. Knowing when you might be denied access can help you plan and avoid surprises.
