
Family living arrangements are changing. More adults are moving in with their grown children, and it’s not just for emotional support. Sometimes, it’s the most practical way to stretch your budget and save for the future. Whether you’re facing unexpected expenses or planning ahead for retirement, knowing when it makes financial sense to move in with your kids can help you make the right decision. This article breaks down nine situations where this living arrangement can be a money-saver—and three times when it probably isn’t. If you’re weighing your options, read on for practical advice on how to make the best choice for your finances and your family.