Retirement communities often market themselves as all-inclusive havens, where everything is covered under one neat monthly fee. The reality is that those fees are far from fixed and can shift faster than most residents expect.
Behind the glossy brochures and friendly promises lies a business model that thrives on adjustments. Some of those adjustments are necessary, while others are a way to offset hidden costs. Understanding the forces that drive these changes is the first step in avoiding budget shocks.
