
Earning rewards feels great—until you realize those hard-earned loyalty points are gone before you ever use them. Whether from airline miles, coffee shop apps, or retail memberships, many programs quietly expire your points if you’re not paying attention. Billions of dollars’ worth of unused rewards vanish each year because customers don’t read the fine print. Knowing which programs have the shortest redemption windows can help you act fast, get more value, and stop wasting potential savings.