Crossing the finish line into retirement should feel like a triumph. After decades of working, saving, and planning, this chapter should offer peace of mind, not financial anxiety. Yet for many retirees, that hard-earned stability is quickly threatened by a new class of risk: predatory financial products disguised as helpful tools.
Financial predators know something that many new retirees don’t realize right away—retirement changes everything. Your income stream shifts, your access to employer benefits vanishes, and you often come into access to large sums of money through pensions, Social Security, or 401(k) rollovers. It’s a moment of opportunity, but also extreme exposure.
