Medical bills have a way of catching people off guard, especially in retirement, when health concerns can become more frequent. While most people expect to receive a statement before owing anything, medical debt can end up in collections without you ever seeing a bill. This can be a serious problem, impacting your credit score, financial stability, and peace of mind. The most unsettling part? It often happens without you doing anything “wrong.”
Understanding how these surprise collections occur is essential to protecting yourself. Below are eight common scenarios that could send your medical bills to collections, even when you believe everything was handled.
