You think you are too smart to get scammed. Falling for the Nigerian prince email seems impossible. Spotting a phishing attempt feels easy. The truth is, modern scammers are masters of psychology. They do not just target the gullible. They strike when you are distracted, emotional, or in an unfamiliar situation. They exploit moments of vulnerability you do not even realize you are in. Some of the times you are most likely to get scammed are shockingly random. They are moments when your guard is down and your brain is on autopilot.
