
Retirement is supposed to be the golden era of relaxation, travel, and time well spent with the people you love. But for many couples, the minute one or both spouses leave the workforce, the fantasy quickly turns into friction. Why? Social Security—more specifically, everything they thought they knew about it.
Decades of misinformation, complicated rules, and changes to the program have led to a host of myths that couples only confront when it’s almost too late. These myths don’t just cause confusion. They cause arguments. About when to file, how much you’re owed, who gets what, and whether you can even trust the system at all.