
The baby boomer generation grew up with a very different financial and social landscape than what we see in 2025. For decades, certain “rules” were considered tried-and-true advice: work hard at one job, save diligently, buy a house as soon as possible, and you’ll be set for life. These ideas were based on an economy where wages grew alongside inflation, housing was affordable, and pensions offered guaranteed security.
Fast-forward to today, and those old rules don’t hold up anymore. The economy has changed dramatically, with skyrocketing housing costs, volatile job markets, and disappearing retirement safety nets. Younger generations who try to follow boomer rules often find themselves falling behind rather than getting ahead.