Moving money from a 401(k) into an IRA can look like a simple retirement housekeeping chore: transfer the money, pick some investments, and move on with life. But that little rollover button can affect investment choices, fees, taxes, withdrawal rules, and even how much control comes with the account.
That makes a rollover worth examining before making the leap. An IRA may offer useful flexibility, but an old 401(k) can also contain valuable features that disappear once the money leaves the plan. Seven questions can help separate a genuinely smart move from a financial game of musical chairs.
