
For decades, many people dream of retirement as the reward for a lifetime of hard work—a time of travel, hobbies, and relaxation. But the reality is often more complicated. Even with the best intentions, certain financial moves can derail those dreams, leaving retirees stressed and financially insecure.
From underestimating expenses to making hasty investment decisions, these missteps can turn a comfortable retirement plan into a constant struggle to make ends meet. Let’s look at the seven financial moves that have made retirement harder than expected for so many and how to steer clear of them yourself.