A 61-year-old Arkansas woman called into the "The Ramsey Show" hoping for clarity on investing in her 401(k) while still paying off debt. But what started as a simple inquiry quickly turned into a reality check, tractor and all.
The caller introduced herself as Teresa, a self-described "country girl" with no nest egg. "I have no retirement money saved up whatsoever," she told personal finance expert Dave Ramsey, although she had started following his Baby Steps plan and scraped together a $1,000 emergency fund.
