
Retirement should be a time to relax, not worry about money. But for many men, certain spending habits make this stage of life harder than it needs to be. These habits often start small and go unnoticed for years. Over time, they add up, leaving men quietly struggling as they approach retirement. If you want to avoid financial stress later, it’s important to spot these patterns now. Here are six spending habits that can keep men from enjoying a secure retirement—and what you can do to change them.