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GOBankingRates
GOBankingRates
Paige Cerulli

6 Signs You’re Overpaying on Home Insurance

Insurance
Ridofranz / Getty Images/iStockphoto

If you’re finding it harder to keep up with your home insurance costs, you’re not alone. In April 2025, the Consumer Federation of America found that home insurance premiums increased by an average of 24% over the past three years. In fact, insurance costs rose twice as fast as inflation from 2021 to 2024, leaving homeowners feeling the impact of those skyrocketing costs.

Check Out: Can You Write Off Your Home Insurance on Your Taxes?

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